April 5, 2018

Are you with the correct carrier?

In February I was able to save a small business more than $20,000 on their workers compensation insurance renewal, while maintaining current coverage levels. They were thrilled, but I honestly believe I was even happier. This is one of the greatest moments of success an agent can have: placing a client in a position to be more profitable.

You’re probably asking two questions right now: 1. Does this kind of price savings happen often? (Unfortunately, no) and 2. H...

May 17, 2017

News over the weekend of a massive scale cyber-attack on businesses and governments brought many distant fears to a grim reality. While the initial damages are now relatively contained, the aftermath of costs, repair, and extra security efforts have only begun. This global cyber-attack demonstrates a capability that is remarkably disruptive and effective against larger organizations. 

But beyond the truly sensational headlines about ransomware, there is another steadily growing threat to small bu...

January 17, 2017

Insurance companies are raising auto insurance rates to compensate for higher-than-expected losses. Here's why and what you can do about it.

The simplest and most effective change you can make? Obey hands-free laws. 25% of all accidents are caused by talking on the phone or texting while driving. 

There are also a number of changes commercial policy-holders can implement to improve their rates.

September 27, 2016

The California state legislature has modified the requirements for an officer or member of the board of directors to elect to be excluded from workers’ compensation insurance coverage.

What’s changing? 

California requirements for Officer Exclusion

When will change occur?

Policies effective January 1, 2017 and later

How will this impact you?

The requirement that 100% of the stock must be owned by an officer or director has been eliminated.

  • Officers or directors seeking exclusion must own at least 1...

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